In our economy, everything is based on credit. The rate you receive on your loans, insurance, and mortgages is nearly always based on your credit history. More importantly, it is virtually impossible to obtain certain types of employment or rental contracts without a good credit history. Most employers run credit on their candidates which mean that in today's ultra competitive job market, your credit can make the difference between getting the job or not, even if you are an otherwise perfect match for the position.
Unfortunately, statistics have shown that nearly 80% of all credit reports contain at least 1 error of some kind. Even if you are able to obtain credit, these errors can cost you thousands of dollars in interest over the life of your loan obtained using these incorrect file.
You owe it to yourself to be sure that your credit file is accurate.